What FMF costs you
Based on TF Bank's 5.9% representative APR with no arrangement fee.
€15,000
48 mo
Estimated monthly payment
€352
- Representative APR
- 5.9%
- Total interest
- €1,876
- Total repayable
- €16,876
Illustrative only. Your actual rate depends on a credit assessment.
Where FMF pulls ahead
Decision in 60 seconds
Automated underwriting returns a firm offer before you finish your coffee.
Draw only what you need
FMF is a facility, not a lump sum — interest accrues on the drawn balance only.
No setup or exit fees
Repay early, in part or in full, without a single penalty charge.
Full lender comparison
Headline terms for four consumer credit facilities available today.
| Provider | APR | Max amount | Term | Setup fee | Early repay | Instant decision |
|---|---|---|---|---|---|---|
TF BankFMF — Flexible Money Facility Best overall | 5.9% – 14.9% | €50,000 | 12–120 mo | None | ||
NordkreditPrivatlån Standard | 6.9% – 19.4% | €40,000 | 12–96 mo | €95 | ||
Avanti FinansConsumer Flex | 7.4% – 21.9% | €30,000 | 24–84 mo | €49 | ||
Meridian BankKlarlån | 8.2% – 17.5% | €25,000 | 12–72 mo | €0 (first year) |